As I stated yesterday, I want to Fix my Finances. I know that I can't do this in one big swoop so I have come up with stages that I am going to follow to get myself on track.
Stage Pink: Where am I? (or figureing out my situation)
Stage Blue: Where do I want to go? (or what are my goals)
Stage Orange: What can I change? (or evaluating my budget)
Stage Green: What can I do to reach my goals? (or setting up for the future)
At first I numbered these stages, but I don't think these stages are the sorts of things that go step by step. I think that stages must be revisited on a regular basis.
Maybe once or twice a year you need to hit up Stage Pink to reevaluate where you are at financially and personally. Also, as life changes, so do goals--so Stage Blue will need to be hit up from time to time as well. A budget needs to have to pull and give so Stage Orange will probably be on my mind frequently. Also, as goals change what needs to occur to reach them will change. Stage Green also might be considered more and more as a portfolio grows.
ChickCents will work these Stages and will give a plan to obtain your personal financial needs. I am going to approch these stages as levels on a spiral going towards financial freedom. Depending on your situation, you might work through the steps in each Stage faster or slower than me. Take your time and have fun!