Tuesday, February 5, 2008

The Offical Feburary Budget

So I forgot yesterday when I was doing the budget that February is a bit off since I am only going to get one half of my first paycheck--so I'll get 75% of normal.

I really don't like how I get paid every other Friday. Everything else is months based and it's so much easier to budget when your paycheck is too. I think that we are going to keep everything in this month's budget about the same as the normal budget just sans savings. Next month is a three paycheck month and we will put 100% of the first paycheck to our emergency fund since we aren't putting anything into saving in Feb.

We are however, still going to pay over by a grand on the house (which is slightly lower than target) and by $300 on the car, so I'm not being a total slacker. I don't want to cut the decor fund because I have rooms with nothing in them and feel that it's silly to spend all this money to live in a nice place that is empty. Another major expense is that the car insurance for the year is due this month. We pay once a year to make it cheaper.

Today I went out to lunch, but had no Starbucks...so I got it half right. I've been working through lunch almost everyday at work and am new so I don't want them to think that I am anti-social. I'll probably go a couple times a week at least at first to be a part of everyone.


SavingDiva said...

It sounds like you've got a lot planned! I wonder if I have an extra pay check coming in March...hm...it would be nice to beef up my EF...

ChickCents said...

Oh no! I got my months confused. It's May not March. :( Oh well. I'm not sure what we are going to do exactly. Probably the same thing push I could wait on my decor fund--which is slated to go towards a daybed for my office/guest room.

Canadian Saver said...

Extra paychecks ROCK!!!

I tagged you in my blog, about a book meme, if you are interested.